MPU - Deducible y Coaseguro

Deducible y Coaseguro

El deducible es la cantidad inicial que debes pagar una sola vez por cada enfermedad o accidente cubierto por esta póliza. Una vez rebasada esta cantidad comienza la obligación de GNP, aún y cuando se cubran las condiciones para la eliminación del deducible y coaseguro. El deducible es de 10 UMAM el equivalente a $33,005.

El coaseguro es el porcentaje que pagará el Asegurado del total de los gastos cubiertos por esta póliza una vez descontado el deducible contratado y los gastos no procedentes. Se aplicará para cada enfermedad o accidente cubierto por la póliza. El coaseguro es de 10%.

Ejemplo

Monto Reclamado	$182,515
Gastos No Cubiertos	$515
Monto Procendente	$182,000
Deducible	$33,005
Coaseguro	$14,899.47
Monto a Pagar por la Aseguradora	$134,095.23

Para consultar la forma de eliminar el deducible y coaseguro presiona aquí.

En caso de necesitar asistencia puedes contactarnos por cualquiera de los medios que puedes consultar aquí.

History
+
Request History
4 previous requests available
====
Session
+
Session
- Config(array)
  userAgentca16b54652fb3ce1592d0c1eb5ce895b
  time1743715469
  countdown10
- UserAuth(empty)
====
Request
+
Request

Cake Params
- plugin(null)
- controllerpages
- actiondisplay
- named(empty)
- pass(array)
  0gmm/faq/faq10
- isAjax(false)
Post data

No post data.

Query string
- urlgmm/faq/faq10
Cookie

To view Cookies, add CookieComponent to Controller

Current Route
- keys(empty)
- options(empty)
- defaults(array)
  controllerpages
  actiondisplay
  0gmm/faq/faq10
  plugin(null)
- template/gmm/faq/faq10
====

Sql Log

Sql Logs

default

Total Time: 30 ms
Total Queries: 5 queries

Query	Affected	Num. rows	Took (ms)	Actions
SELECT `UserSetting`.`id`, `UserSetting`.`name`, `UserSetting`.`name_public`, `UserSetting`.`value`, `UserSetting`.`type`, `UserSetting`.`category` FROM `mpu`.`user_settings` AS `UserSetting` WHERE 1 = 1	55	55	1
SELECT `UserActivity`.`id`, `UserActivity`.`useragent`, `UserActivity`.`user_id`, `UserActivity`.`last_action`, `UserActivity`.`last_url`, `UserActivity`.`logout_time`, `UserActivity`.`user_browser`, `UserActivity`.`ip_address`, `UserActivity`.`logout`, `UserActivity`.`deleted`, `UserActivity`.`status`, `UserActivity`.`created`, `UserActivity`.`modified` FROM `mpu`.`user_activities` AS `UserActivity` WHERE `UserActivity`.`useragent` = 'ca16b54652fb3ce1592d0c1eb5ce895b13dc2de5a8eb876c53565d3fa5c1d50e' LIMIT 1	0	0	23	maybe slow
BEGIN
INSERT INTO `mpu`.`user_activities` (`useragent`, `user_id`, `last_action`, `last_url`, `user_browser`, `ip_address`, `status`, `modified`, `created`) VALUES ('ca16b54652fb3ce1592d0c1eb5ce895b13dc2de5a8eb876c53565d3fa5c1d50e', NULL, 1743715469, '/gmm/faq/faq10', 'Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)', '18.191.86.218', 0, '2025-04-03 11:24:29', '2025-04-03 11:24:29')	1	1	6	maybe slow
COMMIT

Query Explain:

Click an "Explain" link above, to see the query explanation.

====

Timer

Memory

Peak Memory Use 8.93 MB

Message	Memory use
Component initialization	3.39 MB
Controller action start	7.06 MB
Controller render start	7.12 MB
View render complete	8.23 MB

Timers

Total Request Time: 121 (ms)

Message	Time in ms	Graph
Core Processing (Derived from $_SERVER["REQUEST_TIME"])	16.38
Event: Controller.initialize	80.85
Event: Controller.startup	0.46
Controller action	0.23
Event: Controller.beforeRender	4.45
» Processing toolbar data	4.24
Rendering View	9.36
» Event: View.beforeRender	0.01
» Rendering APP\View\Pages\gmm\faq\faq10.ctp	7.91
» Event: View.afterRender	0.01
» Event: View.beforeLayout	0.01
» Rendering APP\View\Layouts\default.ctp	0.97
» » Rendering APP\View\Elements\leftmenu.ctp	0.17
» » Rendering APP\View\Elements\header.ctp	0.08
» » Rendering APP\Plugin\Usermgmt\View\Elements\message.ctp	0.05
» » Rendering APP\Plugin\Usermgmt\View\Elements\message_validation.ctp	0.04
» » Rendering APP\View\Elements\footer.ctp	0.05
Event: View.afterLayout	0.00

====

Log
+

Logs

There were no log entries made this request

====
Variables
+
View Variables
- var(empty)
- pagegmm/faq/faq10
- subpage(null)
- title_for_layoutGmm/faq/faq10
- $request->data(empty)
- $this->validationErrors(array)
  UserSetting(empty)
  User(empty)
  UserGroup(empty)
  UserActivity(empty)
- Loaded Helpers(array)
  0Form
  1Html
  2Session
  3Js
  4UserAuth
  5Image
  6FileCheck
  7Number
  8SimpleGraph
  9DebugTimer
  10Toolbar
  11HtmlToolbar
====

Environment

App Constants

Constant	Value
SITE_URL	http://mpu.mx/
SITE_NAME	Apellaniz Consultores
SITE_REGISTRATION	1
ALLOW_DELETE_ACCOUNT	0
SEND_REGISTRATION_MAIL	1
SEND_PASSWORD_CHANGE_MAIL	1
EMAIL_VERIFICATION	1
EMAIL_FROM_ADDRESS	contacto@apellaniz.com.mx
EMAIL_FROM_NAME	Apellaniz Consultores
ALLOW_CHANGE_USERNAME	0
BANNED_USERNAMES	Administrator, SuperAdmin
USE_RECAPTCHA	0
PRIVATE_KEY_FROM_RECAPTCHA
PUBLIC_KEY_FROM_RECAPTCHA
LOGIN_REDIRECT_URL	/dashboard
LOGOUT_REDIRECT_URL	/login
PERMISSIONS	1
ADMIN_PERMISSIONS	0
DEFAULT_GROUP_ID	2
ADMIN_GROUP_ID	1
GUEST_GROUP_ID	3
USE_FB_LOGIN	0
FB_APP_ID
FB_SECRET
FB_SCOPE	user_status, publish_stream, email
USE_TWT_LOGIN	0
TWT_APP_ID
TWT_SECRET
USE_GMAIL_LOGIN	1
GMAIL_API_KEY
GMAIL_CLIENT_ID
GMAIL_CLIENT_SECRET
USE_YAHOO_LOGIN	1
USE_LDN_LOGIN	0
LDN_API_KEY
LDN_SECRET_KEY
USE_FS_LOGIN	0
FS_CLIENT_ID
FS_CLIENT_SECRET
VIEW_ONLINE_USER_TIME	30
USE_HTTPS	0
HTTPS_URLS
IMG_DIR	umphotos
QRDN	12345684
LOGIN_COOKIE_NAME	UMPremiumCookie
DEFAULT_IMAGE_PATH	C:\inetpub\mpu.mx\app\Plugin\Usermgmt\webroot\img\default.jpg
DEFAULT_IMAGE_URL	http://mpu.mx/usermgmt/img/default.jpg
ADMIN_EMAIL_ADDRESS
USE_RECAPTCHA_ON_LOGIN	1
BAD_LOGIN_ALLOW_COUNT	5
USE_RECAPTCHA_ON_REGISTRATION	1
USE_RECAPTCHA_ON_FORGOT_PASSWORD	1
USE_RECAPTCHA_ON_EMAIL_VERIFICATION	1
USE_REMEMBER_ME	1
ALLOW_USER_MULTIPLE_LOGIN	1
ALLOW_ADMIN_MULTIPLE_LOGIN	1
LOGIN_IDLE_TIME	10

CakePHP Constants

Constant	Value
APP	C:\inetpub\mpu.mx\app\
APP_DIR	app
APPLIBS	C:\inetpub\mpu.mx\app\Lib\
CACHE	C:\inetpub\mpu.mx\app\tmp\cache\
CAKE	C:\inetpub\mpu.mx\lib\Cake\
CAKE_CORE_INCLUDE_PATH	C:\inetpub\mpu.mx\lib
CORE_PATH	C:\inetpub\mpu.mx\lib\
CAKE_VERSION	2.9.8
CSS	C:\inetpub\mpu.mx\app\webroot\css\
CSS_URL	css/
DS	\
FULL_BASE_URL	http://mpu.mx
IMAGES	C:\inetpub\mpu.mx\app\webroot\img\
IMAGES_URL	img/
JS	C:\inetpub\mpu.mx\app\webroot\js\
JS_URL	js/
LOGS	C:\inetpub\mpu.mx\app\tmp\logs\
ROOT	C:\inetpub\mpu.mx
TESTS	C:\inetpub\mpu.mx\app\Test\
TMP	C:\inetpub\mpu.mx\app\tmp\
VENDORS	C:\inetpub\mpu.mx\vendors\
WEBROOT_DIR	webroot
WWW_ROOT	C:\inetpub\mpu.mx\app\webroot\

PHP Environment

Environment Variable	Value
Php Version	7.2.34
Fcgi X Pipe	\\.\pipe\IISFCGI-2b6a8316-67c4-4f52-ba81-a18c39291021
Allusersprofile	C:\ProgramData
Appdata	C:\Windows\system32\config\systemprofile\AppData\Roaming
App Pool Config	C:\inetpub\temp\apppools\mpu.mx\mpu.mx.config
App Pool Id	mpu.mx
Commonprogramfiles	C:\Program Files\Common Files
Commonprogramfiles(x86)	C:\Program Files (x86)\Common Files
Commonprogramw6432	C:\Program Files\Common Files
Computername	WIN-F1O20CC3GN9
Comspec	C:\Windows\system32\cmd.exe
Driverdata	C:\Windows\System32\Drivers\DriverData
Localappdata	C:\Windows\system32\config\systemprofile\AppData\Local
Number Of Processors	16
Os	Windows_NT
Path	C:\Program Files (x86)\Common Files\Oracle\Java\java8path;C:\Program Files (x86)\Common Files\Oracle\Java\javapath;C:\Windows\System32\AMD;C:\Windows\system32;C:\Windows;C:\Windows\System32\Wbem;C:\Windows\System32\WindowsPowerShell\v1.0\;C:\Windows\System32\OpenSSH\;C:\Users\Administrador\AppData\Local\Microsoft\WindowsApps;;C:\PHP;C:\Windows\system32\config\systemprofile\AppData\Local\Microsoft\WindowsApps
Pathext	.COM;.EXE;.BAT;.CMD;.VBS;.VBE;.JS;.JSE;.WSF;.WSH;.MSC
Phprc	C:\PHP
Processor Architecture	AMD64
Processor Identifier	AMD64 Family 26 Model 68 Stepping 0, AuthenticAMD
Processor Level	26
Processor Revision	4400
Programdata	C:\ProgramData
Programfiles	C:\Program Files
Programfiles(x86)	C:\Program Files (x86)
Programw6432	C:\Program Files
Psmodulepath	C:\Program Files\WindowsPowerShell\Modules;C:\Windows\system32\WindowsPowerShell\v1.0\Modules
Public	C:\Users\Public
Systemdrive	C:
Systemroot	C:\Windows
Temp	C:\Windows\TEMP
Tmp	C:\Windows\TEMP
Userdomain	WORKGROUP
Username	WIN-F1O20CC3GN9$
Userprofile	C:\Windows\system32\config\systemprofile
Windir	C:\Windows
Orig Path Info	/index.php
Url	/index.php
Server Software	Microsoft-IIS/10.0
Server Protocol	HTTP/1.1
Server Port Secure	0
Server Port	80
Server Name	mpu.mx
Script Name	/index.php
Script Filename	C:\inetpub\mpu.mx\index.php
Request Uri	/gmm/faq/faq10
Request Method	GET
Remote User
Remote Port	52955
Remote Host	18.191.86.218
Remote Addr	18.191.86.218
Query String	url=gmm/faq/faq10
Path Translated	C:\inetpub\mpu.mx\index.php
Logon User
Local Addr	192.168.0.5
Instance Meta Path	/LM/W3SVC/2
Instance Name	MPU.MX
Instance Id	2
Https Server Subject
Https Server Issuer
Https Secretkeysize
Https Keysize
Https	off
Gateway Interface	CGI/1.1
Document Root	C:\inetpub\mpu.mx
Content Type
Content Length	0
Cert Subject
Cert Serialnumber
Cert Issuer
Cert Flags
Cert Cookie
Auth User
Auth Password
Auth Type
Appl Physical Path	C:\inetpub\mpu.mx\
Appl Md Path	/LM/W3SVC/2/ROOT
Iis Urlrewritemodule	7,1,1993,2351
Unencoded Url	/gmm/faq/faq10
Iis Wasurlrewritten	1
Http X Original Url	/gmm/faq/faq10
Http User Agent	Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)
Http Host	mpu.mx
Http Accept Encoding	gzip, br, zstd, deflate
Http Accept	/
Http Content Length	0
Fcgi Role	RESPONDER
Php Self	/index.php
Request Time Float	1743701069.6878
Request Time	1743701069
Argc	1

====

Include
+
Included Files

Include Paths
- 1C:\php\pear
- 2-> C:\inetpub\mpu.mx\lib\Cake\
Included Files
- core(array)
  Other(array)
  0CORE/bootstrap.php
  1CORE/basics.php
  2CORE/Core\App.php
  3CORE/Error\exceptions.php
  4CORE/Core\Configure.php
  5CORE/Utility\Hash.php
  6CORE/Cache\Cache.php
  7CORE/Cache\Engine\FileEngine.php
  8CORE/Cache\CacheEngine.php
  9CORE/Utility\Inflector.php
  10CORE/Error\ErrorHandler.php
  11CORE/Log\CakeLog.php
  12CORE/Log\LogEngineCollection.php
  13CORE/Utility\ObjectCollection.php
  14CORE/Log\Engine\FileLog.php
  15CORE/Log\Engine\BaseLog.php
  16CORE/Log\CakeLogInterface.php
  17CORE/Core\CakePlugin.php
  18CORE/Utility\Debugger.php
  19CORE/Utility\CakeText.php
  20CORE/Routing\Dispatcher.php
  21CORE/Event\CakeEventListener.php
  22CORE/Network\CakeRequest.php
  23CORE/Network\CakeResponse.php
  24CORE/Event\CakeEvent.php
  25CORE/Event\CakeEventManager.php
  26CORE/Routing\Filter\AssetDispatcher.php
  27CORE/Routing\DispatcherFilter.php
  28CORE/Routing\Filter\CacheDispatcher.php
  29CORE/Routing\Router.php
  30CORE/Routing\Route\CakeRoute.php
  31CORE/Config\routes.php
  32CORE/Routing\Route\PluginShortRoute.php
  33CORE/Controller\Controller.php
  34CORE/Core\CakeObject.php
  35CORE/Controller\ComponentCollection.php
  36CORE/Controller\Component\SessionComponent.php
  37CORE/Controller\Component.php
  38CORE/Controller\Component\RequestHandlerComponent.php
  39CORE/I18n\I18n.php
  40CORE/I18n\L10n.php
  41CORE/Model\Datasource\CakeSession.php
  42CORE/Model\Model.php
  43CORE/Utility\ClassRegistry.php
  44CORE/Model\BehaviorCollection.php
  45CORE/Model\Behavior\ContainableBehavior.php
  46CORE/Model\ModelBehavior.php
  47CORE/Model\ConnectionManager.php
  48CORE/Model\Datasource\Database\Mysql.php
  49CORE/Model\Datasource\DboSource.php
  50CORE/Model\Datasource\DataSource.php
  51CORE/Controller\Component\CookieComponent.php
  52CORE/View\HelperCollection.php
  53CORE/Config\config.php
- app(array)
  Other(array)
  0APP/webroot\index.php
  1APP/Config\core.php
  2APP/Config\bootstrap.php
  3APP/Config\routes.php
  4APP/Controller\PagesController.php
  5APP/Controller\AppController.php
  6APP/Model\AppModel.php
  7APP/Config\database.php
  8APP/Controller\AltaSiniestrosController.php
  9APP/Controller\AseguradoPolizasController.php
  10APP/Controller\AseguradorasController.php
  11APP/Controller\AseguradosController.php
  12APP/Controller\CredencialsController.php
  13APP/Controller\DependientesController.php
  14APP/Controller\EmailbitacorasController.php
  15APP/Controller\MovilsController.php
  16APP/Controller\NoticiasController.php
  17APP/Controller\PolizasController.php
  18APP/Controller\ReportesiniestrosController.php
  19APP/Controller\SiniestrosController.php
  20APP/Controller\TipopolizasController.php
  21APP/Controller\UsuariosController.php
- plugins(array)
  DebugKit(array)
  Other(array)
  0DebugKit/Controller\Component\ToolbarComponent.php
  1DebugKit/Lib\DebugMemory.php
  2DebugKit/Lib\Panel\HistoryPanel.php
  3DebugKit/Lib\DebugPanel.php
  4DebugKit/Lib\Panel\SessionPanel.php
  5DebugKit/Lib\Panel\RequestPanel.php
  6DebugKit/Lib\Panel\SqlLogPanel.php
  7DebugKit/Lib\Panel\TimerPanel.php
  8DebugKit/Lib\Panel\LogPanel.php
  9DebugKit/Lib\Log\Engine\DebugKitLog.php
  10DebugKit/Lib\Panel\VariablesPanel.php
  11DebugKit/Lib\Panel\EnvironmentPanel.php
  12DebugKit/Lib\Panel\IncludePanel.php
  13DebugKit/Lib\DebugTimer.php
  14DebugKit/Controller\DebugKitAppController.php
  15DebugKit/Controller\ToolbarAccessController.php
  Usermgmt(array)
  Other(array)
  0Usermgmt/Config\bootstrap.php
  1Usermgmt/Config\routes.php
  2Usermgmt/Lib\routes\SlugRoute.php
  3Usermgmt/Controller\Component\UserAuthComponent.php
  4Usermgmt/Model\UserSetting.php
  5Usermgmt/Model\UserMgmtAppModel.php
  6Usermgmt/Model\User.php
  7Usermgmt/Controller\Component\ControllerListComponent.php
  8Usermgmt/Controller\UserMgmtAppController.php
  9Usermgmt/Controller\AutocompleteController.php
  10Usermgmt/Controller\ContentsController.php
  11Usermgmt/Controller\UserContactsController.php
  12Usermgmt/Controller\UserEmailSignaturesController.php
  13Usermgmt/Controller\UserEmailTemplatesController.php
  14Usermgmt/Controller\UserEmailsController.php
  15Usermgmt/Controller\UserGroupPermissionsController.php
  16Usermgmt/Controller\UserGroupsController.php
  17Usermgmt/Controller\UserSettingsController.php
  18Usermgmt/Controller\UsersController.php
  19Usermgmt/Model\UserGroup.php
  20Usermgmt/Model\UserActivity.php
  21Usermgmt/Controller\Component\SslComponent.php
====

El coaseguro es el porcentaje que pagará el Asegurado del total de los gastos cubiertos por esta póliza una vez descontado el deducible contratado y los gastos no procedentes. Se aplicará para cada enfermedad o accidente cubierto por la póliza. El coaseguro es de 10%.

Ejemplo

Para consultar la forma de eliminar el deducible y coaseguro presiona aquí.

En caso de necesitar asistencia puedes contactarnos por cualquiera de los medios que puedes consultar aquí.

Request History

Session

Request

Cake Params

Post data

Query string

Cookie

Current Route

Sql Logs

default

Total Time: 30 ms Total Queries: 5 queries

Query Explain:

Memory

Timers

Logs

View Variables

App Constants

CakePHP Constants

PHP Environment

Included Files

Include Paths

Included Files

Total Time: 30 ms
Total Queries: 5 queries